Iowa investor + DSCR loans · Cornerstone First Mortgage · NMLS #173855 Call Mike Certo · (480) 296-6513
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By Mike Certo, Cornerstone First Mortgage · NMLS #260555 ·

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Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. Equal Housing Lender. Iowa foreclosure, redemption and deficiency rules are set by the Iowa Code and change. Gross yield figures are a market indicator built from published typical values and typical asking rents, not a property-level underwrite. Property classification and assessment are determined by the county assessor. This is not a commitment to lend.


Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content about investment-property financing, not a loan commitment and not legal or tax advice. Iowa foreclosure procedure, redemption and deficiency rules are set by the Iowa Code and change; figures here carry the date we verified them against the code itself. Gross yield figures are a market indicator built from published typical values and typical asking rents, not a property-level underwrite: they exclude taxes, insurance, vacancy and management. Property classification and assessment are determined by the county assessor. All loans are subject to borrower, property and program qualification.